According to the Identity Theft Resource Center, identity theft is a crime in which an impostor obtains key pieces of personal identifying information (PII) such as Social Security numbers and driver's license numbers, and uses them for their own personal gain. You may feel that you have been the victim of identity theft or another type of fraud or scam.
Following the recent data breaches, including the Equifax breach, consumers are feeling unsure of how to safeguard their personal information. See the following tools and resources to help you fight back:
Equifax Specific Resources:
The Consumer Financial Protection Bureau (CFPB) provides tips on identity theft protection following the Equifax data breach.
Tips from the New York Times on how to protect yourself following the most recent hack.
Impacted by the recent breach? Get guidance from the Consumer Federation of America on the best way to protect your information.
Fraudulent companies take advantage of bad economy. Read this story before you consider replying to offers to work from home.
In this article by Yahoo Finance and Investopedia outline 9 quick tips to protect yourself from debit card fraud. Take a look and become a better protected consumer.
The United States Government Accountability Office does an Investigation on Debt Settlement Companies (PDF)
This investigation on 20 Debt Settlement Companies done by the GAO has some interesting findings. You can also see clips of phone calls made to the companies by their investigators.
Mortgage scams information. Report a scam, and see some organizations who will do great work for you, without charging a fee.
The Boston Globe investigated the deals by gold venders. Check out this piece and see what the real value is. As Ben Popken, co-managing editor of Consumerist.com says “People think there’s a big cash grab waiting for them and that’s simply not the case, it’s a really bad deal for consumers.’’